ASTAS Fin Services — loan advisory, Ameerpet Hyderabad

Opposite Ameerpet Metro, Hyderabad

One file.
Every lender
worth asking.

Most loans are not refused because the borrower is weak. They are refused because the file went to the wrong lender. We read your profile first, then take it only to the banks and NBFCs whose credit policy already fits you.

Six loan products Bank & NBFC panel Eligibility check is free

Estimate your EMI

Indicative
Not a sanction

₹25 L
20 years
8.75%
Estimated monthly EMI
₹22,093/ month
Total interest
₹28 L
Total payable
₹53 L
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Rates differ by lender, profile and property. Your actual EMI is fixed only in the sanction letter.

Home LoansBusiness LoansPersonal LoansLoan Against PropertyMSME LoansProject FundingBalance Transfer Home LoansBusiness LoansPersonal LoansLoan Against PropertyMSME LoansProject FundingBalance Transfer

Why files fail

A rejection is not always about you.

Every bank has its own credit policy — a minimum income, an acceptable employer list, a view on your locality, a cut-off on your credit score, a stance on cash-salaried applicants. None of it is published. Walking into branches one by one costs you months, and every hard enquiry leaves a mark on your report.

We do the matching before the application goes anywhere.

What we handle

  • Reading your CIBIL report and telling you plainly what it will and will not allow
  • Choosing the lenders whose policy already matches your income type and property
  • Getting the paperwork complete before submission, so nothing bounces back
  • Comparing sanction offers on the real cost — rate, processing fee, insurance and pre-payment terms
  • Following the file through valuation, legal opinion and disbursement
6
Loan products
20+
Lenders on panel
₹500 Cr+
Files handled
48 hrs
Typical first response

How it runs

From first call to disbursement.

Five stages. You will know which one your file is sitting in at any point.

Talk

Fifteen minutes on the phone or on WhatsApp. What you need the money for, what you earn, what you already owe.

Check

We pull your credit report and work out a realistic eligibility figure — before anyone applies anywhere.

Match

We shortlist the two or three lenders most likely to sanction your profile, and show you what each will cost.

File

Documents collected, verified and submitted complete. Valuation and legal checks tracked from our side.

Sanction

We read the sanction letter with you line by line, then follow the disbursement until the amount is credited.

In their words

What borrowers tell us.

Two banks had already turned me down for a house loan. ASTAS looked at my papers, told me exactly which bank would take a cash-salaried file, and it was sanctioned in three weeks.

Srinivasa RaoHome loan · Kukatpally

I needed stock money before the season. They arranged a working capital limit against my shop without me having to shut the counter and run between branches every second day.

Lakshmi PrasadBusiness loan · Ameerpet

My old home loan was at a much higher rate. They moved it to another bank and my EMI came down properly. They handled the whole transfer paperwork.

Venkata RamanaBalance transfer · Miyapur

Common questions

Before you call.

Do you charge me anything to check eligibility?
No. The first conversation, the credit report review and the eligibility estimate cost you nothing. If you go ahead with an application, we tell you upfront what the lender's processing charges are and what, if anything, is payable to us — in writing, before you sign.
My CIBIL score is low. Is it pointless to apply?
Not necessarily, but it changes the plan. Some lenders will still look at a secured file — a home loan or a loan against property — where an unsecured lender would refuse outright. In other cases the honest answer is to fix two or three things on your report first and apply in a few months. We will tell you which situation you are in rather than pushing an application that will fail.
How long does a home loan actually take?
With complete documents, a salaried file usually reaches sanction in two to three weeks. Disbursement then depends on the property — legal opinion, valuation and, for a resale, the seller's paperwork. A self-employed or a plot-and-construction case takes longer because income assessment and stage-wise release add steps.
Can you help if I am self-employed with limited paperwork?
Yes, this is a large part of what we do. Several lenders assess self-employed borrowers on bank statement turnover or GST returns rather than only on ITR. The rate is usually a little higher than a salaried file, and the choice of lender matters far more. Bring two years of bank statements and whatever returns you file, and we will work from there.
Which areas do you serve?
Hyderabad and Secunderabad as our home base — the office is directly opposite Ameerpet Metro Station — and we handle files across Telangana and Andhra Pradesh. Much of the process now runs on documents and video verification, so distance is rarely the obstacle. The property location matters more, because some lenders restrict funding by area.

Your dreams | Our financial support

Tell us what you need the money for.

One call is enough to know whether it can be done, roughly how much, and what it will cost you every month.

96429 45246